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Bad credit Loans - Low Rate loans for people with Bad Credit Ratings
Warning: Late Repayment can cause you serious money problems. For Help, go to money adviceservice.org.uk

Apply to Borrow form
100 to 25,0000*

    • Apply for 50-1,000
    • Fast Payout
    • No Fees
    • Secure Application
    • Available 24/7
    • Bad Credit

How will My Application Work?

Secure Process

Using advanced online security protocols, you can be sure that your personal and banking information is safe with us. No more worries when sending your information online. It is guaranteed 100% safe.

Paid Into YOur Account

Tired of waiting hours to get approved for a loan? Not anymore. Get funds in as fast as 15 minutes or less. Payments are automatically sent to a checking account of your choice.

Credit Problems

Keep getting denied for a loan? With us, you don’t have to worry about having poor or no credit history at all. You can easily get approved with no minimum credit required.


  • Apply for 50-1,000
  • Fast Payout
  • No Fees
  • Secure Application
  • Available 24/7
  • Bad Credit


  • Online decision
  • Responsible lenders
  • No Fees
  • Secure Application
  • Available 24/7
  • Bad Credit

Loan Types


Loan Term


Short Term

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What is a credit rating?

Details of all of your money or credit transactions are held by the UK credit bureaus. The credit reference agencies, which include Equifax.com and Experian.com, keep a record of all past financial commitments and your pattern of repayment, as well as an overall look at your total debt load. The UK Credit reference agencies provide the loan companies with this information to assess your credit worthiness and assign a credit score. Lenders then use the credit score as a factor in deciding whether or not to loan you money.

How did I get a bad credit history?

  • By making late payments or missing a payment.
  • By incurring a loan default or credit default.
  • By incurring a ccj (county court judgement).
  • By failing to keep up payments on any type of credit agreement.

Every time a payment is made or not made the information is recorded by the UK credit reference agencies. And the more bad reports that the agencies receive, the lower your credit score goes and the harder it is to find a loan. In addition to your finance payment history, the credit bureaus also track information about you. So every time you change your job, move house or receive a CCJ, a red flag is added to your credit report and will reduce your personal credit score.

Will you be able to get a loan?

Yes, with the help of the bad credit specialists at moneymatchmaker, you will be able get a loan with a realistic interest rate as we specialise in working with people who have a bad credit history. The interest rate will be slightly higher, but we will work on your behalf to secure you a cheap bad credit loan. Securing a bad credit loan will in itself help to improve your credit rating, as so long as you keep up your loan repayments, over time you can improve your credit score by showing regular, responsible repayment of the loan.

How to find a uk bad credit loan?
By completing our online credit enquiry form, your loan will be underway in minutes. We will source the best bad credit loan options to suit your exact needs and our aim is to find you the best loan terms and interest rate as we can.


DO NOT submit several applications to different loan companies at the same time! Each company will carry out a credit check on you and too many credit checks recorded at the credit agencies will also go against you! Moneymatchmaker.com will carry out ONE credit check and then use the information to compare bad credit loan quotes from many different lenders.

With the market place so full of different loans, the loan specialists at Moneymatchmaker.com will compare and find the loan quote to suit your exact needs.

Simply, tell us a few details about what you are looking to achieve, your circumstances and we’ll do the rest for you, So…


What Are Unsecured Loans?

Unsecured loans are types of cash assistance that allows the borrower to receive the funds without pledging a collateral. However, interest rates for these kinds of loans are much higher compared to secured loans. Over the years, unsecured loans has been providing immediate cash aid to people during emergency cases. One of which is payday loans. Payday loans can be acquired on the same day, making it the most popular unsecured loan. If you need cash assistance fast, then this is definitely the place to go.


You have got some questions? We have answers…

What Are Payday Loans?

Payday loans are the type of loans that you can get on the same day. Repayment options are easy and flexible. You get to pay the loan on your next paycheck.

What are Logbook Loans?

Logbook loans allow borrowers to get funds by pledging their vehicle as a security deposit. You may still use your car or motorcycle. However, if you fail to meet the terms or defaults on the loan, the creditor has the rights to have it taken or sold as repayment.

What are Guarantor Loans?

This loan requires a guarantor to co-sign the loan agreement. The guarantor serves as an alternative if in case the borrower falls behind on the loan payment.

Do I Need A Guarantor?

In most cases, you need a guarantor for applying for an unsecured loan especially if your credit is in bad shape. Most lenders would require a guarantor for borrowers with poor or bad credit. However, if your credit is good, there’s no need for you to provide a guarantor.

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