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100 to 25,0000*

    • Apply for 50-1,000
    • Fast Payout
    • No Fees
    • Secure Application
    • Available 24/7
    • Bad Credit

How will My Application Work?

Secure Process

Using advanced online security protocols, you can be sure that your personal and banking information is safe with us. No more worries when sending your information online. It is guaranteed 100% safe.

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Tired of waiting hours to get approved for a loan? Not anymore. Get funds in as fast as 15 minutes or less. Payments are automatically sent to a checking account of your choice.

Credit Problems

Keep getting denied for a loan? With us, you don’t have to worry about having poor or no credit history at all. You can easily get approved with no minimum credit required.

PERSONAL lOANS

  • Apply for 50-1,000
  • Fast Payout
  • No Fees
  • Secure Application
  • Available 24/7
  • Bad Credit

SHORT TERM LOANS

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  • No Fees
  • Secure Application
  • Available 24/7
  • Bad Credit

Loan Types

Payday

Loan Term

Car

Short Term

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Need a Bank Overdraft loan

A Bank overdraft loan may be secured or unsecured.

Learn more about bank overdraft loans and the help that we can provide – Our credit enquiry form takes just a couple of Minutes to complete, So Get started now and recieve competitive loan quotes and a free credit search!

Fill in our Online enquiry form herebad credit loan, bad credit loans, bad credit rating, poor credit loan

and you will receive loan quotes for you to compare and decide which loan suits your requirements best.

If your bank account is regularly overdrawn without arrangement or in excess of your overdraft limit, not only will you incur penalty interest and charges, but you also run the risk of having the overdraft limit cancelled or not renewed when the agreement expires.

Management of your business and household finances can become chaotic if you lose control of your bank account. Unpaid Cheques, Direct Debits and Standing Orders will serve to worsen your debt problem and credit payments made into your bank account may be absorbed into paying interest and bank charges rather than covering payments you need to make.

You may find it easier to convert your overdraft into a loan, but remember, a bank overdraft loan will mean that you will lose the flexibility of an overdraft as it is often a condition that your current account operates in credit only. You will also be committed to a monthly repayment – make sure you can afford this and make sure the interest rate is no higher than the overdraft rate.

If you cannot meet your current loan repayments or are in danger of going over your overdraft limit, it is important that you speak to your bank and agree an arrangement, which may include a restructuring or rescheduling of your current borrowing.

If you are able to, it is generally easier to deal directly with your own branch (and manager/staff) than deal with a central debt recovery unit, although banks operate differently. If you are able to reduce the balance to within the overdraft limit this may reduce borrowing charges.

Secured

This is where the bank has security over some or all of your business assets. In some cases they may also have security over personal assets such as a family home. A secured loan or overdraft must be treated as a priority debt.
If you are a Director of a Limited Company, you may have signed a personal guarantee that may be supported by a security over your home – this must also be considered as a priority debt.

Unsecured

Loans and overdrafts are unsecured where the lender does not have any security or guarantee. However depending on the circumstances, you may need to treat these as priority debts if you feel that you cannot get a banking service elsewhere and it is essential in the running of your business.

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What Are Unsecured Loans?

Unsecured loans are types of cash assistance that allows the borrower to receive the funds without pledging a collateral. However, interest rates for these kinds of loans are much higher compared to secured loans. Over the years, unsecured loans has been providing immediate cash aid to people during emergency cases. One of which is payday loans. Payday loans can be acquired on the same day, making it the most popular unsecured loan. If you need cash assistance fast, then this is definitely the place to go.

FREQUENTLY ASKED QUESTIONS

You have got some questions? We have answers…

What Are Payday Loans?

Payday loans are the type of loans that you can get on the same day. Repayment options are easy and flexible. You get to pay the loan on your next paycheck.

What are Logbook Loans?

Logbook loans allow borrowers to get funds by pledging their vehicle as a security deposit. You may still use your car or motorcycle. However, if you fail to meet the terms or defaults on the loan, the creditor has the rights to have it taken or sold as repayment.

What are Guarantor Loans?

This loan requires a guarantor to co-sign the loan agreement. The guarantor serves as an alternative if in case the borrower falls behind on the loan payment.

Do I Need A Guarantor?

In most cases, you need a guarantor for applying for an unsecured loan especially if your credit is in bad shape. Most lenders would require a guarantor for borrowers with poor or bad credit. However, if your credit is good, there’s no need for you to provide a guarantor.

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